<html><head><style type="text/css"><!-- DIV {margin:0px;} --></style></head><body><div style="font-family:times new roman, new york, times, serif;font-size:12pt"><DIV>All:</DIV>
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<DIV>I am a little confused about this feature. It says we no longer need MTPs to support early offer, but it still only works if the gateway is flow-through? Can anyone verify this? If no MTP is required then... why not support flow-around?</DIV>
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<DIV>Derick</DIV></div></body></html>